Car accident abroad: how you should behave

Car accident abroad: how you should behave

A car accident in a foreign country can be particularly stressful and distressing, especially if you don’t speak the local language or have to navigate a foreign legal system. But it is important to keep a clear head in such situations and take the right steps.

Below is an overview of what to do after a car accident abroad, as well as tips on settling claims and insurance claims.

Credit cards with insurance: which benefits are useful and what to look out for

More and more banks are offering credit cards with insurance to their customers. These can be extremely useful in various situations, such as travel insurance or online shopping. But which benefits are really useful and what to look out for?

Before choosing a credit card with insurance, it’s a good idea to find out about the different options and conditions. It is important to know which services are really needed and which are not. In addition, you should be aware of the costs and terms and conditions.

Cartv: one of the leading rescue exchanges in europe

CARTV is an online salvage exchange for damaged vehicles and a major player in the European market. The company is headquartered in France and has a broad customer base in Europe. The platform allows its users to put damaged vehicles up for sale or find a wide selection of used replacement parts for their own vehicles.

The platform benefits insurance companies, dealers, repair shops and end customers alike. Insurance companies can sell their damaged vehicles quickly and easily, while dealers and workshops benefit from the large selection of used spare parts available. End customers have the opportunity to sell their damaged vehicle or search for suitable parts for their own vehicle.

Checklist for the first move into your own apartment

Before moving into your first apartment, there are quite a few things to organize. From the search for an apartment to the right furnishings, a lot of things need to be considered. Fortunately, there are some basics you can check off ahead of time to make the move as relaxed as possible.
Choosing an apartment
Apartment hunting is an important step in moving out of your home. Here, some decisive criteria should be taken into account, such as the location of the apartment, the rental costs or even the transport connections. It’s a good idea to create a checklist that clearly lists the important criteria and can help with apartment inspections and comparisons.
Financing and planning
In addition to the apartment search, financial issues should also be clarified, such as the financing of the rent deposit or the provision of financial resources for the initial furnishing of the apartment. A financial plan can help to set the budget and realistically estimate the costs of the move as well as the furnishings.
Furnishing the apartment
Furnishing the new apartment requires extensive planning and organization. Consideration should be given to what furniture will be needed and how best to set it up. The purchase of household appliances such as a refrigerator, stove or washing machine must also be planned and calculated. To save costs, among other things, second-hand furniture or furniture from the family circle can be a good alternative.
Careful preparation can help to successfully master the move and the furnishing of the first own apartment. With a checklist and realistic planning, you start well prepared in your new living situation.

Finding an apartment: checklist for leaving home

Searching for an apartment can be a very exciting and at the same time stressful experience. But once you have decided to move out of your parents’ apartment house and finally stand on your own two feet, it is necessary to make a checklist to keep everything under control. The first step is to determine the budget. Here, all expenses such as rent, utilities and living costs should be taken into account.

How to file a claim with your homeowner’s insurance company

Homeowner’s insurance is an important coverage to have in case of damage to your home. But how exactly do you report a claim to your homeowners insurance company?? In this article, we’ll give you a step-by-step guide on what to look for to properly report a claim.
First of all, you should report the damage as soon as possible, as a delay in reporting can jeopardize the insurance coverage. A written report is best here so you have proof of the report. It is important to describe as precisely as possible what happened and what items were damaged or stolen.
Further, you should take photos of the damage, if necessary, to assist in reporting the damage. Any invoices or proof of purchase can also help the insurance company to quantify the damage more accurately. However, it is also important not to make hasty repairs or throw away damaged items, as the insurance company will send its own adjuster to assess the damage.

Step: Ensure coverage

Before filing a claim with your homeowner’s insurance company, make sure it is covered by your policy. To do this, check your insurance policy carefully and pay attention to the details of your policy.

Admissibility of contractual penalties if the policyholder exceeds the maximum mileage per year

The agreement of a maximum mileage per year is part of many car insurance policies and is intended to minimize the risk for insurance companies. After all, the more a vehicle is on the road, the higher the risk of an accident. If the policyholder exceeds the agreed mileage, there may be consequences for the policyholder.

In this case, the insurance company can impose a contractual penalty. But is such a penalty permissible at all??? This question concerns both policyholders and lawyers. This is because a contractual penalty may only be levied if it has been contractually agreed and complies with the principle of proportionality.

Admissibility of contractual penalties if the policyholder exceeds the maximum mileage per year

The agreement of a maximum mileage per year is part of many car insurance policies and is intended to minimize the risk for insurance companies. After all, the more a vehicle is on the road, the higher the risk of an accident. If the policyholder exceeds the agreed mileage, there may be consequences for the policyholder.

In this case, the insurance company can impose a contractual penalty. But is such a penalty permissible at all??? This question concerns both policyholders and lawyers. This is because a contractual penalty may only be levied if it has been contractually agreed and complies with the principle of proportionality.